Barclaycard is a credit card company with headquarters in London. It was founded in 1966 by Barclays Bank, which is now its parent company. It is one of the most popular credit cards in the UK and Europe. It has over 10 million customers and it is one of the top ten issuers on the continent. Additionally, it offers different Barclaycard Credit Cards to its customers. As our expert writers provide detailed information about Barclaycard credit cards in this article, our goal is to help you make an informed decision.
Barclaycard Freedom Rewards Visa
Barclaycard Freedom Rewards Visa is a credit card that offers free rewards on purchases. It gives its users a chance to earn points and redeem them for cash, travel, gift cards or other benefits. It has no annual fee and no limit to the number of rewards you can earn. Plus, it lets you earn up to 5x points on all your purchases with no blackout dates or restrictions.
Barclaycard has 7 main types of Credit Cards such as Up to 24-month balance transfer Platinum card, Up to 27-month balance transfer Platinum card, Up to 30-month balance transfer Platinum card, Up to 22-month balance transfer and up to 24 months for purchases, No fee up to 15-month balance transfer Platinum card, Rewards card and Forward card.
24 month balance transfer Platinum card
- 0% interest for up to 30 months
- Representative 21.9% APR (variable)
- 2.98% balance transfer fee (terms apply)
27 month balance transfer Platinum card
- Representative APR: 21.9% APR (variable)
- 0% interest for up to 27 months
- 1.28% balance transfer fee (terms apply)
30 month balance transfer Platinum card
- 0% interest for up to 24 months
- Representative 21.9% APR (variable)
- 0% interest on purchases for up to 3 months
- 0.9% balance transfer fee
Up to 22 month balance transfer and up to 24 month for purchases
- 0% interest on purchases for up to 24 months
- 0% interest for up to 22 months on balance transfers
- Representative 21.9% APR (variable)
- 2.9% balance transfer fee (terms apply)
No fee up to 15 month balance transfer Platinum card
- 0% interest for up to 15 months
- 0% interest on purchases for up to 3 months
- Representative 21.9% APR (variable)
- 0% balance transfer fee (terms apply)
Rewards card
- 0.25% cashback on your everyday spending
- No fees abroad
- Representative 22.9% APR (variable)
Forward card (for your first credit card, or do you have a limited credit history)
- Credit limit of £50 to £1,200
- 0% interest on purchases for 3 months
- Representative 33.9% APR (variable)
Avios card
- If you’re new to Barclaycard, you’ll collect 5,000 Avios if you spend £1,000 in your first three months.
- Collect 1 Avios for every £1 spent on eligible purchases1.
- Spend £20,000 on the card within 12 months and you’ll receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking.
- Representative 23.9% APR (variable)
Avios plus card
- If you’re new to Barclaycard, you’ll collect 25,000 Avios if you spend £3,000 in your first three months.
- Collect 1.5 Avios for every £1 spent on eligible purchases1 for a £20 monthly fee.
- Spend £10,000 on the card within 12 months and you’ll receive a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking.
- Representative example: Representative APR: 72.4% APR (variable) Purchase rate p.a: 23.9% (variable) Based on a £1,200 credit limit Monthly fee: £20