Tesco Clubcard: is it worth it?

The Tesco Clubcard is the world’s first major customer-loyalty card. It was launched in 1995 as a paper card and now it is an app with over 17 million members. It offers discounts on groceries, petrol, restaurant meals, cinema tickets, and other products from Tesco and its partners. This store card allows customers to collect points from shopping in Tesco. Members can then use these points to pay for their shopping or they can convert them into vouchers.

The purpose of this post is to explain to you the details of Tesco club cards and if Tesco club cards are worth it or not, as well as compare their receiving value in some tables.

How to apply for a Tesco Clubcard?

You can apply for a Tesco Clubcard by visiting the store, signing up online or by filling in an application form.

To apply online for a Clubcard, all you have to do is visit the Tesco website, sign up and collect your card from any participating store. Or you can download the Tesco shop app (available on Google Play or App Store) and register for a Clubcard to collect points and redeem rewards.

For a Tesco Clubcard application, fill out an online form with your name, email address and postcode. You’ll need to provide your date of birth and this will be used for identity verification.

Tesco Club Card Points

Every time you spend £1 at Tesco, you will get 1 point on your card. You can collect points to redeem rewards and benefits like discounts, vouchers, and special offers. Below is a table that shows the details of your Tesco Clubcard points and where you can earn them along with how many pounds will be converted into how many points.

What do you buy?SpendingPoint
In-store and online£11 point
F&F clothing£11 point
Tesco fuel£21 point
Tesco Clubcard Pay+£11 point
Tesco Bank Credit Cards£41 point
Tesco Mobile£11 point

What is the process for converting Tesco Clubcard points to vouchers?

Adding more than 150 points to your account can be converted into your preferred voucher through the following steps:

  1. Sign in to your Clubcard account by going to ‘My Clubcard Account’ or by opening the Tesco Grocery app.
  2. Tap the button to turn your Clubcard points into Tesco vouchers.
  3. Click “Request vouchers” to proceed.
  4. The vouchers will appear in your Clubcard account within 24 hours.

How can we easily save money?

Is Tesco Clubcard Worth It?

It is a good deal since it offers a variety of benefits and it’s free to join. Moreover, if you plan on shopping there often, it is worth it. However, you only receive 0.8% of the money you spend with the Tesco Clubcard. One of the drawbacks of Tesco Clubcard is the fact that you may receive your points in the form of Tesco Vouchers that you might never use! This means that you might not be able to get discount offers at other supermarkets.

Examples of the average amount spent at Tesco and points earned

This table shows the average amount of money spent in Tesco by a family in the UK and the points they earned:

What do you buy?Spending moneyReceiving pointsCome back the money by Tesco Voucher
In-store and online£200200 points£2
F&F clothing£5050 points£0.5
Tesco fuel£5025 points£0.25
Tesco Clubcard Pay+£5050 points£0.5
Tesco Bank Credit Cards£10025 points£0.25
Tesco Mobile£5050 points£0.5
Total£500400 points£4

Following is the table that explains the exact value of a Tesco club card voucher if you spend a different amount of money each week using the card.

Weekly Spendingcome back the money by a weekly Tesco Vouchermonthly Tesco voucherannual Tesco voucher
£500£4£18£216
£1000£8£35£420
£1500£12£52£624
£2000£16£69£828

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